Hack your holiday spending

Chances are, your budget is not nearly as big as Santa’s. So here are some of our top tips to hack your spending so you can get a handle on the holiday, without the post-holiday guilt.

Make a List
Before you hit the shops, decide what you want to get each person and set a budget. This helps prevent impulse buys and you will get them something they really want.

Check Sale Sites
If you have a lot of people to shop for, or if you want to splurge on something big, it pays to do your research. Do price comparisons for the item you want to ensure you get the cheapest price. You can also sign up for cash back apps to ensure you get a really good deal.

Don’t buy for yourself
If you see something you would LOVE, take a pic and send it to a loved one who is looking for your Christmas gift, especially if the deal is too good to pass.

Secret Santa
Secret Santa is a great way to ensure everyone gets a gift and no-one overspends. You can set a spending limit on each gift and you will have more time to put thought into the gifts you are buying

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